Homeowners Insurance Lafayette La

Homeowners Insurance Lafayette LaBetter Prices on Home Insurance in Lafayette Louisiana Are One Call or Click Away!

If you need better options for contractors, car, or homeowners insurance in Lafayette Louisiana or the surrounding areas, call 337-824-4455 and speak to the licensed agents of Jeff Davis Insurance.

Or click one of the available links below to receive an online rate quote in five minutes or less:

Shopping for Homeowners Insurance in Lafayette Louisiana Is Not As Simple As the Price You Pay.

In a previous article we discussed how Ron and Tammy Bierson began to offer childcare in their home and a toddler was injured resulting in a lawsuit filed against the Bierson’s that regrettably was not covered by their home insurance.

While it is true this story was fictitious, the end results would be a claim denial by if the circumstances were exactly as outlined.

Claims Not Covered by Insurance Would Need to Be Paid Out Of Pocket!

Could this happen to you? Could you find yourself on the losing end of a lawsuit without the benefit of insurance?

Or is it possible that the amount of insurance you purchased would not be sufficient to cover a catastrophic claim?

Very important questions to be considered…questions that could leave you in legal and financial quicksand that could last your entire life.

Don’t ignore your insurance, take time to understand it.

Take Time to Analyze Your Needs Carefully!

Insurance should be more about protecting your financial assets versus the amount of money you can save on your insurance.

Don’t misunderstand what I’m saying. As an independent insurance agency we at Jeff Davis Insurance can help you find some of the best values on car or home insurance in Lafayette Louisiana based on your individual needs for insurance.

But sometimes saving money can cost you money down the road.

For the sake of a few dollars of savings we may be tempted to leave off important coverage or not purchase enough liability protection because we were influenced by a television commercial telling us we can name our own price for insurance.

Naming your own price on insurance is really a bad idea in most cases because the insurance company will not allow you also to name how much they will pay for your claim.

What is listed on your policy declaration page is the maximum insurers will pay.

We will discuss these issues in a series of articles in the future.

But in the meantime keep in mind a free service we offer policy reviews at no cost to those not currently insured with our agency, plus an added benefit if you decide to join the Jeff Davis Insurance family.

Our Coverage Checklist Can Help You Discover Coverage Gaps!

Each new client of Jeff Davis Insurance receives a coverage checklist that will help you determine if you have typical gaps in your insurance protection.

An insurance coverage gap is a bad thing and it’s something you want to avoid.

Call us at 337-824-4455 to receive a free policy review as you are shopping for homeowners insurance in Lafayette Louisiana or the surrounding areas.

Our office is open Monday through Friday from 8 AM to 4:30 PM.

If you find our website after hours use our online rate quote system by clicking one of the links below:

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