Tow Truck Insurance Baton Rouge La

Same Day Quotes for Tow Truck Insurance Baton Rouge La

Tow Truck Insurance Baton Rouge LaIf you’re looking for same-day quotes on Tow Truck Insurance in Baton Rouge Louisiana or any Parish in Louisiana contact Jeff Davis Insurance at 337-824-4455.

Our tow truck insurance specialist can help you find the coverage you need the same day in most instances. (Fleet quotes will take longer)

We insure both large and small Towing Operations, Garages, and Car Dealerships in need of Louisiana Tow Truck Insurance.

Tow Truck Insurance Baton Rouge La – Misclassifications Are Bad for Your Financial Health!

In last week’s article we discussed how some agents might misclassify trucks given to towing companies on the tow truck usage, (which might include the truck classification) radius of operation, or they ignore the amount of repossession work being handled by the tow company.

This might be happening for one or two reasons:

  • The agent doesn’t know how to properly quote a trucking risk
  • They’re doing it intentionally to get you to sign up with them.

The misclassification can result in a significantly lower premium compared to what the company should rightly charge when the account is rated correctly.

At first glance you might believe it’s a WIN-WIN situation if the agent made a mistake in your favor…however that mistake or intentional act can actually harm you financially down the road.

How so?

How Incorrect Information on Your Insurance Application Can Get Your Next Claim Denied!

Keep in mind we are not suggesting all agents selling truck insurance are intentionally misclassifying elements of quotes to make you buy.

However it has happened enough for us to write about this topic to warn companies shopping for Tow Truck Insurance in Baton Rouge.

What can happen to you personally when you buy a commercial truck policy and the application contains inaccurate information submitted to the insurance company?

  • You can be hit with a large rate increase
  • Your policy can be cancelled
  • You can receive a claim denial
  • You can be charged with insurance fraud (criminal offense)

A claim denial or fraud charge is obviously a worst case scenario, especially if you or one of your drivers just had an accident and it appears you are responsible.

How can your insurance company issue a claim denial on your policy if the agent ‘accidently’ fudged the numbers and you did not catch it?

That’s a great question and we will answer that in next week’s article.

Same Day Quotes on Baton Rouge Louisiana Tow Truck Insurance Is One Call Away!

In most instances we can provide same-day quotes for Tow Truck Insurance in Baton Rouge and the surrounding areas as long as you’re not calling us 15 minutes before quitting time! 

Call and speak with one of our tow truck insurance specialist by dialing 337-824-4455.

We are here to help!

We also proudly serve the following nearby communities:`

  • Monticello Louisiana Tow Truck Insurance
  • Tow Truck Insurance Denham Springs Louisiana
  • Tow Truck Insurance Brownfields Louisiana
  • Tow Truck Insurance Port Allen Louisiana
  • Baker Louisiana Tow Truck Insurance
  • Zachary Louisiana Tow Truck Insurance
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